B2B Credit Architects
Need to build or optimize your credit operations, you’ve come to the right place, we specialize in designing and delivering credit solutions
What we do
We simplify credit management with integrated front-to-back technology platforms and managed services
Our data-driven credit solutions are capable of driving greater efficiency, visibility, and insight across the B2B credit lifecycles
We partner with corporate clients to create tailored working capital solutions for their B2B customers. Our credit solutions allow our corporate clients to streamline the complex workflows of lending so that they can minimize operational costs and maximize returns.
Our Approach
We adapt and leverage alternative data
We analyze creditworthiness by blending standard financial data with alternative data
Within the vast array of data are pieces of information that, when combined, provide insights into a company’s viability that traditional methods (used by banks) cannot. This alternative data, combined with AI frameworks allow us to spawn new credit models to determine a company’s creditworthiness.
Our credit solutions are embeddable and customizable
Our embedded loan services can easily be integrated into a partner company’s platform using our proprietary UIs. This gives partners the ability to offer a financing option that aligns with their users’ needs, streamlining the financing process and providing a seamless experience.
Our Solution
End-to-end modern credit solutions covering all aspects of the lending cycle
Onboarding/Compliance
We streamline client onboarding with our state-of-the-art compliance solutions, ensuring seamless compliance and risk management
Credit Models/Scoring
We leverage our cutting-edge credit models and scoring techniques to accurately assess creditworthiness and manage risk
Loan Management
We efficiently manage loan disbursement and repayment with our advanced loan management services
Collection
We recover outstanding debts effectively with our collection services, utilizing advanced strategies and technologies
Product ideation
We enhance our corporate client’s credit management capabilities with our credit product design expertise, covering areas such as UI/UX, risk management, compliance and financial analysis
Credit capital
We source and co-invest credit capital, freeing up cash and reducing credit risk of our corporate clients
Start a project with Fund Factory Tech
Are you looking to scale your credit operations?
Our Products
Credit Engines
KUPO – our brand inspired by the Spanish word for “credit line” – represents our BNPL partnerships, where we design and operate customized credit ecosystems that provide innovative working capital solutions for our partners’ B2B customers.
Our state-of-the-art factoring platform, which is fully automated and can be used as a standalone solution or as a SaaS platform. By partnering with e-invoice providers, ERPs, and others, we provide quick access to factoring financing for their clients.